Finance Pro Plus Review: An Honest Look at the Opportunity
In this blog post I will give an honest and unbiased Finance Pro Plus review. Finance Pro Plus has been gaining attention online as a platform that promises to turn your everyday bills into income streams. But is Finance Pro Plus legitimate, or should you be cautious? In this comprehensive review, we’ll examine what we found about financeproplus.com and provide you with the essential information you need to make an informed decision.
If you’ve been around the make-money-online world for any length of time, you know that flashy opportunities pop up almost every week. Some promise financial freedom. Some swear they’ve found the next “big thing.” And unfortunately, some are nothing more than smoke and mirrors.
Today, I want to give you my honest take in this Finance Pro Plus review. I’ve been working online since 2006, and I’ve seen it all—the good, the bad, and the downright ugly. So, when I see a company like Finance Pro Plus making waves, it’s my job as The Honest Internet Marketer to break it all down for you—without hype, without fluff.
I actually created an account in Finance Pro Plus, so as to get a behind the scene look of the company offerings. As a result, I am in a position to give you a real first hand review of Finance Pro Plus, and not just speak on the surface like most review sites do.
The information I am about to reveal to you is very important. This is crucial information you must be aware of before you even consider joining Finance Pro Plus or before you invest your hard earned money into the platform. Take note that I am not a financial advisor, neither am I giving you financial advice. Do your own due diligence.
“Disclosure: I am an affiliate marketer. As a result, there may be some affiliate links below, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. I get commissions for purchases made through links on this page. Please read my complete AFFILIATE DISCLOSURE policy for more info.”
What is Finance Pro Plus?
Finance Pro Plus launched around April 2024 under the leadership of Joshua Felts. The company positions itself as a “financial and lifestyle ecosystem,” combining multiple services under one umbrella. Finance Pro Plus markets itself as a revolutionary platform that combines five essential industries into one service:
- Streaming entertainment (ProTV)
- Healthcare access (Pro Wellness Club)
- Wireless phone plans (Pro Wireless)
- Trading education and resources (Pro Trade Club)
- Banking – Crypto club access (Freedom Pro – coming soon)
Watch The Video Below To Learn More About Finance Pro Plus:
According to their website, the company positions itself as both a service provider and an income opportunity, promising users can “turn everyday bills into residual income.”
The platform’s tagline emphasizes being “Simple. Smart. Affordable” and encourages users to “Live life like a Pro.” Finance Pro Plus claims to be an official NASCAR sponsor with professional driver Brennan Poole, which they use as evidence of their legitimacy and growth. On paper, it looks like an ambitious project that aims to solve multiple problems for consumers while creating income opportunities for affiliates. But when you scratch beneath the surface, some questions come up.
Finance Pro Plus – The Services Offered
To be fair, Finance Pro Plus does have actual services, and they’re spread across several sub-brands:
- ProTV (Streaming) – Their entertainment streaming service is priced at $74.95/month for individuals or $99.95/month for families, available at myprotv.financeproplus.com.
- Pro Wellness Club (Healthcare) – Offers access to telehealth doctors, mental health counseling, dental and vision discounts, chiropractic care, and lab work. Plans range from around $99–$224 per month depending on whether you sign up as an individual or family. You can check it out at prowellnessclub.financeproplus.com.
- Pro Wireless – Provides wireless phone services, available at prowireless.financeproplus.com.
- Pro Trade Club – Offers trading education and tools for members. Subscriptions are priced at $74.95 or $99.95/month, found at protradeclub.financepropartner.com.
- Freedom Pro (Crypto Club) – Still listed as “coming soon.” Hosted at freedompro.financeproplus.com.
So yes, unlike some MLMs that pitch vague promises, Finance Pro Plus does have multiple services you can point to. The big question is whether these services are competitive in their markets and whether people would buy them without the business opportunity attached.
Finance Pro Plus Compensation Plan – How Does It Work?
The company operates as an MLM (multi-level marketing) business. This means affiliates can earn commissions not only from selling services to customers but also from recruiting new affiliates into the program.
To view the complete compensation plan, click here to download Finance Pro Plus Compensation Plan pdf
Multi-Vertical Structure
Finance Pro operates across five industry verticals: wellness, wireless, pro trade club, My Pro TV, and Freedom Pro. Each vertical counts as a separate agent membership within the compensation plan. A single person can hold multiple agent memberships across different verticals, with each membership counting toward compensation requirements.
Momentum Bonus
- $50 bonus for every 5 agent memberships sold
- $25 bonus for every 5 customers referred
- Multiple memberships from one person count individually toward bonus requirements
Stream On Us Bonus
- Pro250 rank (10 agents or 20 customers): Your Netflix subscription covered up to $17.99/month
- Pro1000 rank: Your Hulu, Disney Plus, and ESPN Plus bundle covered
Watch The Video Below To Learn More About Finance Pro Plus Compensation Plan:
Weekly Residual Income Tiers
The compensation plan scales from $250/month to $1 million/month in residual income:
- Pro250: 10 agent memberships = $62.50/week ($250/month)
- Pro500: 20 agent memberships = $125/week ($500/month)
- Pro1000: 50 agent memberships = $250/week ($1,000/month)
- Pro2000: 150 agent memberships = $500/week ($2,000/month)
- Pro5000: 500 agent memberships = $1,250/week ($5,000/month)
- Pro10000: 1,000 agent memberships = $2,500/week ($10,000/month)
- Continues scaling to Legend 1 Million: $1 million/month
Customer referrals count as half an agent membership toward tier requirements.
Team Building Structure
- Unlimited depth build with three top positions
- Personal requirement for top tier (Legend 1 Million): 10 personal agent memberships
- All team members below count toward total agent membership requirements
- Multiple verticals per person amplify team numbers (1 person with 2 verticals = 2 agent memberships)
Promotion Level Bonuses
- VIP 10 and below: Stacked bonuses paid monthly (15th of following month) for all promotion levels achieved that month
- VIP 20 to Executive 100: Must hold rank for 60 days to unlock bonus
- Executive 250 to Legend 1 Million: Must hold rank for 90 days to unlock bonus
- Weekly residual income paid every Friday regardless of promotion timing
Generational Wealth Feature
- Available at Pro1000+ rank
- Residual income locked in as long as business maintains Pro1000 or higher
- Heir and beneficiary designation available
- Income can be passed to family upon death
Key Requirements Summary
- Minimum 3 personal referrals for first promotion level
- 10 personal agent memberships required to reach highest compensation tier
- Active agent memberships required to maintain rank and income levels
Can money be made in MLM?
Yes—some participants make money in MLMs, particularly those who:
- Emphasize retail customers (people who buy because they like the product, not the pay plan),
- Keep costs controlled (subscriptions, event travel, tools), and
- Operate in teams that avoid hype and follow advertising rules.
Regulators and industry monitors repeatedly note that earnings claims in the sector are frequently atypical and need context. That doesn’t mean income is impossible; it means you should demand clarity on retail vs. affiliate revenue, real customer counts, and compliant income disclosures before you join.
Who is Behind Finance Pro Plus?
The name most often linked as Finance Pro Plus CEO is Josh Felts.
Who is Josh Felts?
Public-facing profiles and posts present Josh Felts as the CEO of Finance Pro Plus (and connected to Pro Trade Club), a motivational author/speaker, and an active brand marketer who’s leaned into racing sponsorships. You can see that positioning in a friendly profile-style feature and on his social feeds. (New York Weekly, Muraena.ai, Instagram and Facebook)
Several branded PROMOTIONAL content articles (e.g. NY Weekly, Economic Insider, CEO Weekly) paint Josh as a self-made, faith-driven leader from Tuscaloosa, Alabama. These say: He achieved millionaire status before age 30. He’s authored a motivational book called Reset Your Mind, Reset Your Reality. He aims to build generational wealth and a billion-dollar community. He has ambitions of partnerships with entities like NASCAR and UFC.
Notable ventures linked to Felts:
1) Pro Trade Club
- What it was: A trading-education MLM subscription (launched May 2022): Felts led this trading education MLM. The site is now inactive, and it appears Finance Pro Plus is effectively a reboot of this model. Pro Trade Club was described as a “$297 a month trading subscription” service. The company included “Felts’ brother Jason Felts and Fotis Papatheofanous” as executives.
- What supporters say: Lower barrier to entry than “managed” trading; community and education appeal to beginners.
- Concerns raised: Some reviewers flagged it as a reboot of earlier concepts and questioned retail demand outside of the business opportunity.
2) Manifest FX
- What it was: A forex/AI-bot themed program co-launched with Jimmy Bennett around late 2020–2021.
- What supporters say: Promised tech-driven trading tools plus community education; some affiliates reported early wins.
- Concerns raised: Some reviewers criticized securities-law and registration issues; timelines suggest Felts exited early as pushback mounted. (Worth noting: critiques vary in tone; the underlying points are about registration/offer structure.)
3) Epic Trading
- What it was: A 2020-era forex education MLM started by David McCovy (not Felts). Some reviewers lump Epic together with other trading MLMs when discussing industry risk.
- What supporters say: Education-plus-affiliate model can create legitimate commissions when there’s meaningful retail value.
- Concerns raised: Transparency around signal sources and general MLM risk profile. (Again, Felts wasn’t a founder here; links are usually “industry proximity.”)
4) Silver Star Live (SSL) – important legal backdrop
- What it was: A forex bot/software outfit from several years back.
- Key fact: In 2021, a U.S. federal court ordered SSL and its co-owner (David Wayne Mayer) to pay $15.6M for fraud/registration violations. Felts was not a named defendant in that case; reviewers cite his promotional ties to SSL in the past to argue “pattern risk.” Use this as context, not guilt by association. (CFTC, Whistleblower.gov)
Unfortunately, those projects all collapsed or were exposed. That doesn’t necessarily mean Finance Pro Plus will follow the same path, but history does raise serious concerns. In MLM, leadership reputation is everything. If the track record isn’t solid, it’s something to keep in mind.
Current-day brand activity (evidence, not endorsement)
A fair datapoint: racing sponsorships. There’s public evidence that Finance Pro Plus appeared as a NASCAR sponsor in 2024–2025 (e.g., Brennan Poole/Alpha Prime; car No. 44). Sponsorships don’t validate a business model, but they do show marketing investment and visibility. (Official Site Of NASCAR)
The Good: What I Like About Finance Pro Plus
In the spirit of fairness, here are a few positives:
- Real services exist – Streaming, healthcare, wireless, and trading are actual, tangible services that people could use.
- Weekly payouts – Affiliates who do well can get paid weekly, which is appealing compared to monthly payouts in many MLMs.
- Diverse product lineup – By covering multiple industries (entertainment, healthcare, communications, finance), Finance Pro Plus isn’t putting all its eggs in one basket.
If you’re looking for a company with multiple income streams and a broad vision, Finance Pro Plus certainly pitches an exciting story.
The Red Flags: What Concerns Me
Now let’s get into the bigger concerns:
- Recruitment over retail – From what I’ve seen, the compensation plan rewards recruiting affiliates more than selling services to real customers.
- Unrealistic income claims – When ranks show potential earnings of $250,000+ per week, that’s not realistic for 99.9% of participants. While it is possible, income hype like this almost always leads to disappointment.
- Leadership history – Josh Felts’ previous projects all ended poorly. That’s a pattern worth noting.
- New services with tough competition – ProTV, Pro Wireless, and Pro Trade Club all face competition from established companies. It’s unclear if Finance Pro Plus offers enough value to compete.
- Coming soon – Promising future services without full delivery is always something to watch closely.
What Do Real Users Say?
Feedback from affiliates is mixed:
- Some praise the streaming and healthcare offerings, saying they bring value.
- Others are excited about the comp plan and weekly payouts.
- On the flip side, investigative review sites criticize the company as a likely pyramid scheme with little retail focus.
That tells me there are people making money, but it’s probably coming more from recruiting than actual service sales.
Is Finance Pro Plus a Scam?
I wouldn’t go so far as to label it an outright scam—at least not yet. They do have legitimate services, and you can clearly point to what you’re getting with a subscription. However, the business model still leans heavily on recruitment, and the income claims push the boundaries of believability.
In my experience, opportunities like this often start strong, gain momentum, then collapse once recruitment slows. And unfortunately, when that happens, it’s usually the newer members who lose money while only the top recruiters profit.
My Honest Advice
If you’re thinking about joining Finance Pro Plus, here’s what I’d tell you as someone who’s been online since 2006:
- Don’t invest money you can’t afford to lose. The risk level here is very high.
- Do your homework on the leadership. Research Josh Felts’ past ventures and ask yourself if that track record inspires confidence.
- Focus on service value. If you wouldn’t buy ProTV, Pro Wellness Club, or Pro Trade Club without the business opportunity attached, that’s a red flag.
- Be realistic. MLMs sell the dream of financial freedom, but the numbers show that the vast majority of affiliates never make meaningful income.
Final Verdict: Should You Join Finance Pro Plus?
After doing my research and looking at both sides, here’s my conclusion for this Finance Pro Plus review:
- Pros: Felts has visibly built communities, invests in brand visibility (e.g., NASCAR placements), and continues to launch real services (streaming, healthcare, wireless, trading), weekly payouts, multiple industries. Those are concrete efforts to create sellable offerings.
- Cons: Heavy recruitment focus, unrealistic income claims, strong competition in each market, high risk of collapse. Prior proximity to collapsed or criticized trading-MLMs (Manifest FX, SSL context, Pro Trade Club reboots). None of this proves wrongdoing by Felts; it does justify strong due diligence before you spend.
The services are real and available, but the challenge is that each one competes against established companies that often provide more value at lower costs. That makes it difficult for affiliates to succeed based on product sales alone. The business model still relies heavily on recruitment, which is the weakest link.
Their compensation plan includes several ranks, from small starter levels like Pro 250 all the way up to Legend 1M. Each rank unlocks weekly payouts that can look very attractive on paper—some reaching into six figures per month. But here’s the catch: advancing in rank relies heavily on recruitment. While there are services available, much of the incentive is based on building downlines and bringing more affiliates into the system.
In short: If you’re looking for a safe, stable way to build income online, Finance Pro Plus does not appear to be it. There are better, more transparent, and proven ways to build an online business that don’t rely on such complex compensation structures. My mission has always been to help you find real, sustainable ways to make money online—and in my honest opinion, Finance Pro Plus doesn’t make the cut at this time. However do your own due diligence and make your own decision.
Test it out if you wish, treat your subscriptions like sunk Research and development costs. For example, If you sign up for a $74.95 or $99.95/month subscription with Finance Pro Plus (or any MLM), don’t view it as guaranteed “business investment” with a sure return. Instead, think of it as experimental money you’re spending to test the waters — like buying a new tool or running a small ad campaign. That way:
- If the services truly have retail value and you build customers, great — it can pay off.
- If not, you’ve already mentally written that money off as a “learning/test expense,” not something you’re depending on to pay bills.
Your Next Step
This review is only my honest OPINION about Finance Pro Plus. Remember, I am not a financial advisor, neither am I giving you financial advise. I am a free member of Finance Pro Plus and many similar platforms. However, I remain unbiased as much as possible even when it severely impacts any commission I could have made.
The main purpose of me joining any of these types of programs is to get a first hand experience of the platform so that I can give you a fair review. It is never my intention to lure YOU or anyone into such programs without YOU understanding the high risk of loss involved.
I hope this Finance Pro Plus review helps you make an informed decision. After reading my Finance Pro Plus review, if you do decide to sign up, Click Here to Join Finance Pro Plus. Whatever path you choose with Finance Pro Plus, I wish you the best.
Remember—success online isn’t about chasing the latest flashy opportunity. It’s about building something real, step by step.
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