Best AI Tools to Make Money Online: Top Picks to Boost Your Income in 2025
I’m excited to share something that has completely transformed my online business journey – artificial intelligence. Trust me, I was skeptical at first too, but I’ve discovered that the right AI tools can be game-changers for anyone looking to make money online. Whether you’re an entrepreneur, freelancer, or just looking for a side hustle, these tools can dramatically boost your productivity and open up income streams you might never have considered.
I’ve been working online since 2006, and if there’s one thing I’ve learned, it’s this: you’ve got to work smarter, not harder. These days, with AI (Artificial Intelligence) evolving faster than ever, there’s a whole new world of tools out there that can literally help you make money while saving time, energy, and stress.
Now, I know what you’re thinking… “Phil, can AI tools really help me make money online?”
Short answer? Yes—if you use the right ones.
In this post, I’m sharing the best AI tools to make money online in 2025, based on tools I’ve actually tried myself (and still use regularly). I’ve tested dozens of AI platforms, throughout 2024 and 2025, and I’ve been amazed at how accessible, affordable, and powerful they’ve become. When I first started my online business, I spent countless hours on tasks that AI now handles in minutes. The time and energy I’ve saved has allowed me to focus on strategy and growth instead of getting bogged down in repetitive work.
Today I want to share the best AI tools that have genuinely boosted my income (and sanity) online. I’ll be straight-up honest about what I love, what trips me up, and the real results I’ve seen. Whether you’re an entrepreneur, freelancer, or just looking for a side hustle, these tools can dramatically boost your productivity and open up income streams you might never have considered.
Disclosure: Some of the links on this page contain affiliate links and at no additional cost to you, I will earn a commission if you use those links. However, I only recommend products and services that I’ve personally use and trust. Read my full disclosures.
Why Use The Best AI Tools to Make Money Online?
Before I dive into specific tools, let me share why I became such a proponent of using AI for online income generation:
- Efficiency and Scaling: I used to spend 6+ hours writing a single blog post. Now, with AI assistance, I can produce three high-quality posts in the same time. This has allowed me to take on more clients and scale my content business without burning out.
- Accessibility: You don’t need to be a tech wizard! Most platforms now focus on intuitive interfaces that anyone can master.
- Cost-Effectiveness: When starting out, you may not be able to afford to hire specialists for every task. AI tools will give you capabilities that would have otherwise cost thousands in freelancer fees each month.
- 24/7 Operation: Some of my AI tools are literally making money while I sleep. My automated content sites and AI chatbots continue working around the clock, generating income and handling customer inquiries regardless of time zones.
- Competitive Edge: Being an early adopter of AI has helped me stay ahead of the curve. I’ve discovered market opportunities that competitors missed and developed service offerings that would be impossible without AI assistance.
I’ve experienced each of these benefits firsthand, and they’ve completely transformed my approach to online business. Now, let’s explore the specific AI tools to make money, that can help you achieve similar results or better than I have.
Content Creation AI Tools to Make Money
1. Claude.ai
Overview: Claude.ai is genuinely the MVP of my content creation toolkit. Released in February 2025, it’s taken my writing efficiency to levels I never thought possible.
Key Features:
- Advanced reasoning capabilities for complex writing tasks
- Excellent at maintaining brand voice and style consistency
- Supports multiple languages with native-quality output
- Specialized modes for different content types (blog posts, product descriptions, emails)
How to Make Money:
- Create high-quality blog content for clients
- Generate product descriptions for e-commerce businesses
- Write compelling marketing copy for digital campaigns
- Produce technical documentation for software companies
User Experience: Even if you’re not tech-savvy, Claude’s conversational interface makes it feel like working with a skilled writing partner rather than a complicated tool. I’ve found it adapts quickly to my writing style and has significantly reduced my editing time.
Pricing: It is free to use but for more features you should consider upgrading. Subscription plans starting at $20/month with tiered usage limits. 👉 Try Claude.AI
2. ChatGPT (OpenAI)
I use ChatGPT literally every single day. Whether it’s brainstorming blog topics, creating outlines, or even coding little automations—it’s like having a smart intern who never sleeps.
Key Features
- Content outlines and rough drafts
- Quick research and ideation
- SEO keyword brainstorming
- Email templates and funnels
How to Make Money:
This one is so versatile. You can use it to run a freelance writing gig, speed up blog production, use it to write Kindle books, generate product reviews that actually convert, automate parts of your business, or even script videos. I’ve seen people build entire businesses around ChatGPT.
Pricing: It is free to use but for more features you should consider upgrading. ChatGPT Plus ($20/month) – Worth it for priority access & faster responses. 👉 Try ChatGPT (Plus)
3. Midjourney
Overview: I was honestly blown away when I first tried Midjourney V7. The photorealistic images it generates are virtually indistinguishable from professional photography.
Key Features:
- Photorealistic image generation
- Advanced style control and customization
- Commercial usage rights
- Seamless integration with design software
My Experience: I started using Midjourney to create custom images for my blog posts, but it quickly turned into a side business. Now I offer product visualization services to small e-commerce brands who can’t afford professional photography. One client saw a 32% increase in conversion rate after switching from stock photos to my AI-generated product lifestyle images.
How to Make Money:
- Sell stock photography without needing expensive equipment
- Create custom artwork and illustrations for clients
- Design marketing materials and social media content
- Generate product visualization services to small e-commerce brands who can’t afford professional photography.
User Experience: What I love about Midjourney is how conversational the creation process has become. I can describe what I want in natural language and then refine it through feedback like “make the lighting warmer” or “shift the perspective slightly to the left.”
Pricing: $30/month for standard access, with higher tiers for commercial usage and priority processing. 👉 Try Midjourney
4. Synthesia Studio
Overview: Synthesia Studio has established itself as the leading AI video generation platform, allowing users to create professional-quality videos with virtual presenters.
Key Features:
- 100+ AI avatars with realistic expressions and movements
- Multi-language support with authentic pronunciation
- Custom avatar creation from reference photos
- Editable templates for quick video production
How to Make Money:
- Create explainer videos for businesses
- Produce educational content for online courses
- Generate personalized video messages at scale
- Develop multilingual content without translators or voice actors
User Experience: Synthesia’s drag-and-drop interface makes video creation as simple as assembling a PowerPoint presentation. The platform handles all rendering in the cloud, eliminating the need for powerful computing hardware.
Pricing: Basic plan at $25/month, Professional at $65/month, and Enterprise with custom pricing. 👉 Try Synthesia
5. Pictory
Here’s one I’ve been experimenting with lately—Pictory. It lets you turn blog posts or scripts into videos with AI voiceovers and visuals. Super helpful for creating YouTube content fast.
Key Features:
- Converting blog posts into YouTube videos
- Creating short videos for social media
- Video summaries of product reviews
How to Make Money:
Video content is HUGE right now. You can use this for faceless YouTube channels, affiliate promos, TikTok, or even ads. And with AI doing most of the editing, you don’t need expensive gear or video skills.
My Thoughts:
If you’re shy on camera or just short on time, Pictory is a goldmine. One of the easiest ways to tap into video content without a full production setup.
Pricing: There is a free 14-day trial. Once trial period ends, it is only $25 per month for basic plan 👉 Try Pictory
6. Ocoya
Managing social media across multiple platforms used to feel like a full-time job. With Ocoya, it’s more like set it and forget it.
Key Features:
- Scheduling Facebook and Instagram posts
- Generating captions with AI
- Managing content for multiple brands
How to Make Money:
Whether you’re running your own brand or managing clients, Ocoya handles content creation and scheduling in one place. That means more consistency, better engagement, and less burnout.
My Thoughts:
The AI writing built in is a nice bonus, but the time-saving automation is what really makes this a winner. Great tool if you do social media as a business.
Pricing: There is a 7-day free trial. The basic plan costs $15 monthly. 👉 Try Ocoya
AI Tools to Make Money From Digital Marketing
7. MarketMuse AI
Overview: MarketMuse leverages AI to optimize content strategy and SEO performance, helping businesses attract organic traffic more effectively.
Key Features:
- Content gap analysis with competitive intelligence
- AI-driven content briefs and outlines
- Topic cluster recommendations
- Real-time content optimization guidance
How to Make Money:
- Offer advanced SEO services to clients
- Improve organic search performance for your own properties
- Create data-driven content strategies for businesses
- Identify untapped market opportunities through keyword analysis
User Experience: What I appreciate most about MarketMuse is how it translates complex SEO concepts into clear action items. Instead of drowning in data, I get prioritized recommendations that help me focus on what will actually move the needle. There is no longer a need to guess which topics would perform well. Now, you will have data-driven insights that help you create content that actually ranks. For one of my niche sites, implementing MarketMuse recommendations resulted in a 78% increase in organic traffic over three months.
Pricing: Plans range from $79/month for freelancers to $1,999/month for agencies and large marketing teams. 👉 Try MarketMuse
8. Frase.io
I’ll admit it—I used to dread SEO. But with Frase.io, it feels like having a cheat sheet that tells you exactly what to include in your content to rank.
Key Features:
- To analyze what competitors are doing
- For writing content briefs
- To optimize blog posts before publishing
How to Make Money:
Better SEO = more traffic = more money. Whether you’re doing affiliate blogging or running a niche site, Frase helps your content climb the ranks faster.
User Experience: Use Frase with Claude, ChatGPT or Jasper to knock out fully optimized blog posts that actually get seen. It’s one of the few SEO tools that doesn’t overwhelm you with data. Frase offers powerful AI writing and SEO features that scale with your content strategy and team size.
Pricing: You can try for free before making any commitments. Upgrade Plans start at only $45 monthly. 👉 Try Frase.io
9. AdCreative.ai
Overview: AdCreative.ai generates high-converting ad creative for social media platforms, significantly improving marketing ROI.
Key Features:
- Multi-format ad generation (images, carousels, videos)
- Platform-specific optimization (Facebook, Instagram, TikTok)
- A/B testing recommendations
- Performance prediction based on historical data
How to Make Money:
- Run more effective social media campaigns for clients
- Scale profitable ad accounts with fresh creative
- Offer specialized ad creation services to businesses
- Test and identify winning creatives without design costs
User Experience: AdCreative.ai streamlines the entire process from ideation to final assets. The platform’s intuitive workflow guides users through creating effective ad campaigns, with AI suggestions at each step based on performance data.
Pricing: Starts at $29/month for individuals, with agency plans at $79/month and up. 👉 Try AdCreative
AI Tools to Make Money For E-commerce
10. Jasper Patterns
Overview: Jasper Patterns specializes in e-commerce copy optimization, helping online sellers create more persuasive product listings.
Key Features:
- Product description generation based on features and benefits
- Emotion-targeted copy variations
- Multilingual listing creation
- SEO optimization for marketplace algorithms
How to Make Money:
- Optimize your own e-commerce listings for higher conversion rates
- Offer product listing optimization services to sellers
- Create and manage multiple marketplace stores with efficient content creation
- Develop and test different copy approaches for maximum performance
User Experience: Jasper Patterns offers a streamlined workflow specifically designed for e-commerce sellers. Its templates and frameworks are based on proven conversion principles, making it easy to create compelling listings even without copywriting experience.
Pricing: $49/month for individuals, $99/month for small businesses, with enterprise options available. 👉 Try Jasper Patterns
11. RepricerExpress
Overview: RepricerExpress is an AI-powered repricing tool that automatically adjusts your product prices on marketplaces like Amazon to help you win the Buy Box and maximize profits.
Key Features:
- Real-time competitive price monitoring
- AI-driven repricing strategies
- Buy Box probability predictions
- Multi-marketplace support (Amazon, eBay, Walmart)
- Custom repricing rules and min/max price controls
How to Make Money:
- Win more Buy Box opportunities on Amazon and other marketplaces
- Optimize pricing strategies for maximum profit margins
- Scale your e-commerce business without manual price monitoring
- Offer repricing management services to other sellers
User Experience: The dashboard is intuitive and provides clear insights into pricing performance. I particularly appreciate the “what-if” scenarios that let me test different pricing strategies before implementing them across my entire catalog. Customer testimonial: I’ve been using RepricerExpress for my Amazon FBA business for over six months, and it’s been a game-changer for maintaining competitive pricing without constant manual monitoring. The AI has helped me increase my Buy Box percentage from 65% to 89%, which directly translated to a 34% increase in sales volume.
Pricing: Based on inventory size, starting at $33/month for up to 2,500 SKUs. 👉 Try RepricerExpress
AI Tools To Make Money for Service Businesses
12. Intercom Resolution Bot
Overview: Intercom’s Resolution Bot is an AI-powered customer service solution that handles support inquiries automatically while seamlessly escalating complex issues to human agents.
Key Features:
- Natural language processing for customer inquiries
- Custom workflows and automated responses
- Smart escalation to human agents when needed
- Multi-channel support (chat, email, social media)
- Analytics and performance tracking
How to Make Money:
- Provide 24/7 customer support without additional staffing costs
- Scale support operations during peak periods
- Offer multilingual customer service globally
- Focus human agents on high-value, complex interactions
User Experience: Intercom’s setup process is straightforward, with pre-built templates for common use cases. The bot learns from interactions and improves over time, requiring minimal ongoing maintenance once properly configured. The implementation of Intercom’s Resolution Bot for a SaaS client, reduced their support ticket volume by 60% while maintaining high customer satisfaction scores. The bot handles routine questions like password resets and billing inquiries, freeing up the human team for complex technical issues.
Pricing: Starts at $39/month for basic features, with higher tiers for advanced automation and integrations. 👉 Try Intercom Resolution Bot
13. Calendly
Overview: Calendly is an AI-enhanced scheduling platform that automates appointment booking and reduces the back-and-forth typically associated with scheduling meetings.
Key Features:
- Intelligent availability management
- Automated meeting scheduling based on preferences
- Smart buffer times and meeting preparation
- Integration with major calendar and video conferencing platforms
- Automated reminders and follow-ups
My Experience: Calendly has been essential for my consulting business. The AI features automatically suggest optimal meeting times based on both parties’ schedules and even factors in travel time between appointments. It’s eliminated the endless email chains trying to find mutually available times.
How to Make Money:
- Eliminate scheduling back-and-forth, saving valuable time for revenue-generating activities
- Reduce no-shows with intelligent reminder systems
- Optimize your availability for maximum bookings
- Create a more professional client experience that can justify higher rates
User Experience: Calendly’s interface is clean and intuitive. The AI scheduling suggestions work seamlessly in the background, and clients appreciate the professional booking experience it provides.
Pricing: Free plan for basic features, $15/month for professionals, $20/month for teams. 👉 Try Calendly
AI Tools to Make Money for Freelancers
14. Proposify
Overview: Proposify is a proposal automation platform that uses AI to help freelancers and agencies create compelling, customized proposals that win more business.
Key Features:
- AI-powered proposal templates and content suggestions
- Dynamic pricing calculations based on project scope
- E-signature and approval workflows
- Performance analytics and win rate tracking
- CRM integrations for seamless client management
My Experience: Since switching to Proposify, my proposal acceptance rate has increased from about 40% to 67%. The AI helps me customize each proposal based on the client’s industry and specific needs, while the analytics show me which sections clients spend the most time reading.
How to Make Money:
- Win more client projects with professional, persuasive proposals
- Save hours on proposal preparation and focus on billable work
- Optimize pricing strategies based on acceptance rates
- Create consistent branding that can justify premium rates
Pricing: $19/month for freelancers, $49/month for small teams, with enterprise options available.
User Experience: Proposify’s proposal builder is intuitive, with AI suggestions that help improve content and structure. The real-time analytics showing client engagement with your proposals are particularly valuable for follow-up timing.
Pricing: $29/month for individuals, $79/month for small teams. 👉 Try Proposify
15. Toggl Track
Overview: Toggl Track combines time tracking with AI-powered insights to help freelancers optimize their productivity and billing accuracy.
Key Features:
- Automatic time tracking with AI categorization
- Project profitability analysis
- Productivity pattern recognition
- Client-specific rate management and billing
- Revenue forecasting based on historical data
My Experience: Toggl Track has been eye-opening for understanding where my time actually goes. The AI categorization caught about 15% more billable time that I was previously missing, and the productivity insights helped me identify my peak performance hours. I now schedule my highest-value work during these times.
How to Make Money:
- Capture all billable hours without manual effort
- Identify unprofitable clients or projects through detailed analytics
- Optimize your working patterns for maximum hourly earnings
- Make data-driven decisions about rate increases and project selection
Pricing: Free plan for basic tracking, $9/month per user for professional features, $18/month for advanced team features.
User Experience: Toggl Track works quietly in the background with minimal disruption to your workflow while collecting valuable data. The insights dashboard presents actionable information about productivity patterns and billing optimization opportunities in a clear, actionable format that helps you make better business decisions.
Pricing: $10/month for freelancers, $25/month for multi-client professionals. 👉 Try Toggl Track
16. Copy.AI
Overview: Whether you’re a social media manager, marketing coordinator, writing blog posts, product descriptions, or ad copy, etc. Copy.ai is built to help you do it faster and sell better using the power of AI.
Key Features:
- Copy.ai – comes loaded with 90+ templates for things like: Blog intros and outlines, Facebook & Google ad copy, Social media captions, Product descriptions, Email subject lines, Sales pages, Instagram bios, LinkedIn summaries, and more
- Researching niche ideas, Creating outlines, Writing FAQs or support copy
- Workflow Automation (Pro Feature) – build automated workflows that: Scrape product data from a site or spreadsheet, Automatically generate product descriptions, emails, or social posts, Deliver outputs to Google Docs or Sheets
- Brand Voice Training – You can train Copy.ai to write in your own brand voice, tone, or even mimic a client’s style—huge plus for freelancers and content teams.
How to Make Money:
- Affiliate Marketing – build high converting funnels
- Freelance Writing & Copywriting – Offer services like: Email marketing copy, Blog ghostwriting, Product descriptions for ecom clients, Ad copy or landing pages
- Social Media Management – Offer services like: Email marketing copy, Blog ghostwriting, Product descriptions for ecom clients, Ad copy or landing pages
- E-commerce & Print-on-Demand – If you run an online store, use Copy.ai to: Generate product titles and bullet points, Write compelling descriptions that convert, Draft ads or promotional emails
- Course Creation / Digital Products – Use Copy.ai to help write: Sales pages, Email sequences, Course descriptions, Lead magnets
User Experience: From the moment you log in, Copy.ai is clean, fast, and very beginner-friendly. No steep learning curve here. Copy.ai’s workflow builder makes it easy to set up automated content processes. The platform provides clear performance metrics showing which content types and topics drive the most engagement and revenue for your properties. Overall, it’s smooth, snappy, and satisfying to use. Great balance between simplicity and power.
Pricing: Get a free demo. Then pay $49/month for Pro features, $249/month for team collaboration, with custom enterprise pricing.. 👉 Try Copy.ai
How to Choose the Right AI Tools for Your Income Goals
With so many powerful options available, selecting the right AI tools requires careful consideration. Here’s my approach after trying dozens of tools (and wasting money on quite a few!):
- Start with Your Strengths: I initially made the mistake of jumping into AI video creation because it seemed lucrative, but I had no background in video. I found much more success applying AI to content writing, where I already had experience. Choose tools that complement your existing skills and interests.
- Be Realistic About Time: Some AI tools promise complete automation but actually require significant oversight. I’ve found tools like RoboAuthor genuinely save time, while others created more work than they eliminated. Be honest about how much time you can commit to learning and managing each tool.
- Calculate ROI Before Investing: Before subscribing to any premium tool, I estimate the potential return. For example, if a $50/month tool can help me earn an additional $500/month in client work, that’s a clear win. Start with tools that have the most direct path to revenue.
- Look for Integration Capabilities: The most powerful AI setups I’ve built combine multiple tools. For instance, I use Claude to write content, MarketMuse to optimize it, and then RoboAuthor to manage publication and monetization. Tools that work together create workflows greater than the sum of their parts.
- Test Before Committing: Most AI tools offer free trials or limited free plans. Take advantage of these to ensure the tool fits your workflow before investing. I maintain a spreadsheet tracking the pros, cons, and potential applications of each tool I test.
Ethical Considerations When Using AI Tools to Make Money
As AI continues to reshape online income opportunities, it’s important to consider the ethical implications:
- Transparency: Be clear with customers when AI is involved in creating products or services.
- Quality Control: Always review AI-generated content before publishing or delivering to clients.
- Privacy Protection: Ensure any AI tools you use have strong data protection policies, especially when handling client information.
- Fair Competition: Use AI to enhance your offerings rather than undercutting human creators with low-quality, mass-produced content.
So… Which AI Tool Should You Start With?
Here’s my honest suggestion:
- If you’re writing a lot: Copy.ai + Frase will speed things up.
- If you’re focusing on social media: Ocoya + Copy.ai are a killer combo.
- If you’re into video: Pictory + Synthesia make it almost effortless.
- If you want an all-around tool: ChatGPT is your AI Swiss Army knife.
You don’t need all of these at once—start with one or two that fit your goals, test them out, and build from there.
I encourage you to start small with one or two tools that align with your existing strengths. Experiment, learn, and gradually build your AI toolkit as you discover what works for your specific goals. The landscape is evolving rapidly, so stay curious and be willing to adapt your approach as new capabilities emerge.
These AI tools aren’t some “get rich quick” gimmick. But if you’re already doing the work—writing blogs, running a store, managing social media—then AI can help you do it faster, better, and more profitably.
I’ve personally used most of the tools on this list, and I can confidently say they’ve helped me grow my content, save time, and earn more online.
If you’re serious about making money online in 2025, now’s the time to embrace the tools that can take your hustle to the next level.
FAQs About AI Tools To Make Money Online
Q: Do I need technical skills to use these AI tools? A: Not at all! Most modern AI tools are designed with user-friendly interfaces. If you have zero coding knowledge, you can use these tools daily. The learning curve is more about understanding your specific use case than mastering technical skills.
Q: How much can I realistically earn using AI tools? A: This depends entirely on how you implement them. In my first month using AI tools, I made about $200 in extra income. Now, two years later, they help me generate over $8,000 monthly between client work and passive income streams. Start with modest expectations and scale as you learn what works for your situation.
Q: Are there free alternatives to the paid tools you mentioned? A: Absolutely! I started with free tiers of several tools before investing in paid versions. Many AI tools offer limited but useful free plans. I recommend starting with free options to test concepts, then reinvesting some of your initial earnings into the paid tools that will help you scale further.
Q: Won’t these AI tools eventually replace the need for my services? A: I worried about this too, but I’ve found the opposite to be true. Rather than replacement, I’ve experienced augmentation—where AI handles routine tasks while my human expertise becomes more valuable for strategy, creativity, and oversight. Clients still want human judgment and creativity; AI just helps us deliver it more efficiently.
Q: How do you stay updated with all the new AI tools coming out? A: It can feel overwhelming! I subscribe to a few key newsletters (AI Breakfast and The Rundown are my favorites), follow specific Twitter/X accounts focused on AI tools, and participate in a few Discord communities where people share their experiences. I also set aside “testing time” each month to try 1-2 new tools that seem promising for my business.
Conclusion: The Future of AI-Powered Income
When I first started exploring AI tools for my online business in 2023, I couldn’t have imagined how quickly this technology would evolve or how dramatically it would transform my income. Tools that seemed like science fiction just a year ago are now part of my daily workflow, helping me work smarter rather than harder.
I’ve gone from skeptic to advocate because I’ve seen the results firsthand: more efficient workflows, higher-quality outputs, and new income streams that weren’t previously possible for a solo entrepreneur like me. My monthly income has doubled in the past year, while my actual working hours have decreased.
The key lesson I’ve learned is that success comes not just from adopting these tools, but from applying them creatively to solve real problems and deliver genuine value. AI works best when it enhances your unique skills and vision rather than trying to replace your judgment and expertise.
I’d love to hear about your experiences with AI tools! Which ones have you tried? What successes or challenges have you encountered? What’s your favorite AI tool so far? Or is there one you’re curious to try? Drop a comment below and let’s learn from each other’s journeys.
And if you found this guide helpful, please share it with others who might benefit. I regularly update my content with new tools and strategies, so consider subscribing to my newsletter for the latest insights.
Here’s to working smarter and earning more with the help of our AI assistants!
To your success,
Phil Davis
The Honest Internet Marketer